At Seaside Lending we understand that your time & money are very important commodities. Our goal is to make them work for you!

The following overview is intended to provide homeowners with information on how our staff may assist you in lowering your mortgage interest rates, and consolidating your high interest credit cards, and other high interest debt into one loan with one low monthly payment.

The Three Primary Goals

Nearly all borrowers wish to achieve one of three types of goals when refinancing, the first and most common is to consolidate debt. If you have large payments on a number of high interest loans, by refinancing you can receive the many benefits available through our fast and easy refinance program. Now is the perfect time to lock into a fantastic lower rate, at the same time pay off those high interest credit cards and loans, and consolidate your debts into one loan with one low monthly payment. And remember, mortgage interest paid is usually tax deductible (consult your tax advisor).

When our fantastic interest rates are combined with debt consolidation you may well save $200, $300 or more, every month. In fact, many of our clients are able to reduce their household expenses by $500, to $700 even $1,000 or more each and every month!
Note: Individual savings potential will depend upon your homes appraised value, current pay off, and the total dollar amount of eligible debts.

The second goal some homeowners have is to simply pay off their current mortgage at a reduced rate of interest thereby lowering their mortgage payment each month and improving their family budget. You may also wish to reduce the term of your mortgage saving you thousand of dollars!

The third common goal homeowners have is to pay off their current higher rate mortgage and turn some of their home equity into cash to use for other purposes. Depending on the current value of your home and your existing mortgage balance, you may be able to receive up to $250,000 cash back to you.